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I wonder if I can talk mom into giving* me the car so I can register… - The Mad Ramblings of Nchanter — LiveJournal [entries|archive|friends|userinfo]

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[Apr. 2nd, 2006|05:15 pm]
[emotional state |grumpygrumpy]

I wonder if I can talk mom into giving* me the car so I can register and insure it up here, negating the need for an off-street parking space. If I didn't have that requirement I think I'd have an apartment (At Sacremento and Oxford) by now.



*By "giving" I mean "transferring the title into my name. It is reffered to as my car 98% of the time, just legally it is hers.

[User Picture]From: beowabbit
2006-04-02 10:42 pm (UTC)
Another alternative would be for her to register and insure it here and get the parking sticker herself. (More hassle, of course, but might be better if she wants to hold onto the car long-term.)
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[User Picture]From: nchanter
2006-04-02 10:55 pm (UTC)
That would require a whole lot more lying and some level of forgery than either of us are comforatable with.
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[User Picture]From: beowabbit
2006-04-03 01:30 am (UTC)
Hmm. Actually, what I was thinking is that technically, if the car is principally garaged in Massachusetts, it has to be registered and insured here, so I was thinking that would be more law-abiding. But I guess even if it’s registered here you might still not be able to get a parking permit if the owner doesn’t live here. I basically just assumed they (where “they” == both the Registry and the city) would only care about where the car is principally garaged, but that may well have been an incorrect assumption.
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[User Picture]From: nchanter
2006-04-03 01:37 am (UTC)
The car needs to be registered at an appropriate address in Cambridge to get a Cambridge parking permit (same for Somerville) and to be registered at said appropriate address the person who's name it is registered in needs to be getting mail there. So if the car was already in my name, it would be way less of a problem. However, I would need to get insurance through a company that insures in MA (mine does not) and currently I'm on my mother's policy. Also, insurance in Fairfax, VA is less expensive than Cambridge, MA. ert might be right that it might be less expensive to pay for a parking space in a garage or private lot than to transfer the registration up here.
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[User Picture]From: ert
2006-04-02 10:45 pm (UTC)
Nice location.

How much extra per year would that add to the insurance vs. how much would it cost to rent a garage in the area?
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[User Picture]From: nchanter
2006-04-02 10:57 pm (UTC)
Are there garages where one can rent out a space in the area? How would I figure out where they are and how much they cost etc etc?

Yes, Sacramento and Oxford is my ideal location. It's exactly where I want to live.
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[User Picture]From: marphod
2006-04-03 03:18 pm (UTC)
You may want to call an insurance company and find out how much insurance is, in this area.

While MA is generally expensive for insurance, the price might not be all that high. If you have a good driving record, don't drive much (there are low-milage reductions for 5k or 7.5k miles/year), or get T passes (minor tax savings if you have 9 or 10 months worth of passes and drive) you might be close in cost. It may end up being around the price of garaging the vehicle.

(Or, it could be massively off. The cases I've seen where prices are close usually are for males, under the age of 25, which is a high-cost bracket elsewhere, but not part of the equation here.)
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